The following is a legal disclaimer of warranty provided by The Bankruptcy Network, a division of Rose & Erickson PLLC, (hereafter "TBN") with regard to any and all content and navigation within this Web Site. The information contained in this Web Site is provided AS IS without warranty of any kind, neither implied nor expressed, including but not limited to the implied warranties of non-infringement, merchantability, or suitability for a particular purpose. The exclusion of implied warranties may not be allowed in some jurisdictions.

The materials in this web site(s) have been provided by TBN for general informational purposes only and are not legal advice. None of the information at this web site(s) is intended to constitute, nor does it constitute, legal advice, and none of the information necessarily reflects the opinions of TBN or any listed attorneys. This information is not intended to create any relationship between TBN and the recipient. The information is not guaranteed to be correct, complete, or current.

TBN makes no warranty, express or implied, about the accuracy or reliability of the information at this Web site or at any other web site to which this site(s) is linked. If you use any links to web sites not maintained by TBN, you do so at your own risk. TBN is not responsible for the contents or availability of any linked sites. These links are provided only as a convenience to the recipient. Neither the transmission nor receipt of these web site(s) materials will create an attorney-client or visitor-client relationship between sender and receiver. The materials contained herein are general in nature and may not apply to particular factual or legal circumstances.

We do not undertake to update any materials in our web site(s) to reflect subsequent legal or other developments, but only to reflect new laws or legal information that are available to the public. Internet subscribers and online readers should not act on this information without seeking professional counsel. Reading the information at this web site(s) cannot form an attorney-client relationship or a visitor-client relationship with us. The only way to become our client is through a mutual agreement in a formal letter.

Under no circumstances shall TBN or any other party involved in creation, production or delivery of this web site(s) be liable to you or any other person for any damages of any kind arising from your access to, or use of, this web site(s).

You should not act or rely on any information at this web site(s) without seeking the advice of an attorney. The determination of whether you need legal services and your choice of an attorney are very important matters that should not be based solely on web sites or advertisements. Any information that you send to TBN in an e-mail message or online submission form will not make you a client in any way of TBN or any of it's web sites.

TBN has tried to comply with all legal and ethical requirements in compiling this web site(s).