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Common Questions About Bankruptcy
  1. What are my bankruptcy choices?
  2. What is a Chapter 7 filing?
  3. What is a Chapter 13 filing?
  4. Which plan should I choose?
  5. How much does it cost to file?
  6. When does the bankruptcy start to help me?
    Bankruptcy will go into effect immediately upon the filing of the petition and the associated fee with the court. At that point, federal law orders an ěAutomatic Stayî on most, if not all, collection activity. The court will also mail out notices to all your creditors.

  7. How long does the bankruptcy process last?
  8. Do I have to attend a court hearing?
  9. How long does bankruptcy information stay on my credit record?
  10. Can I keep my house and car?
  11. What if I canít find all my debt information?
  12. When can I get credit again to buy a car or home?

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