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Common Questions About Bankruptcy
  1. What are my bankruptcy choices?
  2. What is a Chapter 7 filing?
  3. What is a Chapter 13 filing?
    Chapter 13 (Wage Earner Plan) reorganizes your debt to allow an affordable payment plan to the Trustee. You are usually able to keep your property and personal possessions. This plan allows you to catch up on past due auto or home loan payments, stop foreclosure and repossessions, while it is also very helpful to help arrange the payoff of past due taxes, child support and student loans.

  4. Which plan should I choose?
  5. How much does it cost to file?
  6. When does the bankruptcy start to help me?
  7. How long does the bankruptcy process last?
  8. Do I have to attend a court hearing?
  9. How long does bankruptcy information stay on my credit record?
  10. Can I keep my house and car?
  11. What if I canít find all my debt information?
  12. When can I get credit again to buy a car or home?

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