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Common Questions About Bankruptcy
  1. What are my bankruptcy choices?
    Consumers can file either a Chapter 7 (Discharge) or a Chapter 13 (Wage Earner) plan. Both will help to stop collection actions against you, including harassing phone calls and letters, foreclosures, garnishments, repossessions, and more. It will also stop almost all civil lawsuits against you. Which Chapter you will file will depend on your unique financial circumstances.

  2. What is a Chapter 7 filing?
  3. What is a Chapter 13 filing?
  4. Which plan should I choose?
  5. How much does it cost to file?
  6. When does the bankruptcy start to help me?
  7. How long does the bankruptcy process last?
  8. Do I have to attend a court hearing?
  9. How long does bankruptcy information stay on my credit record?
  10. Can I keep my house and car?
  11. What if I canít find all my debt information?
  12. When can I get credit again to buy a car or home?

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