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3 Critical Facts About Bankruptcy

Many People Wait Too Long
Most people who have filed for bankruptcy wish they would have done it sooner.  By waiting, they often make extra payments on debts that would typically be eliminated under their bankruptcy filing.  In the end, this waiting can even further degrade their credit record.

Stop the Phone Calls
Harassing collection calls and letters can be stopped.  Those calls can be referred directly to our office.

Bankruptcy Laws Have Recently Changed
Although bankruptcy laws have recently changed, you are still able to file for bankruptcy.  The new bankruptcy laws have made the process more burdensome, but most people remain eligible to discharge their debts. In certain situations, an individual may be required to repay a portion of their debts, but bankruptcy is still available.

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